Free debt & loan calculators
Every calculator is free, private, and works without an account. When you’re ready to act on the numbers, the planner turns them into a month-by-month payoff plan.
Payoff planning
All your debts, one plan — compare strategies and get your debt-free date.
Month-by-month repayment plan with rollover payments across every debt.
Smallest balance first — quick wins that keep you motivated.
How long until this card is gone, and what the interest really costs.
Loan payments
Any fixed-rate loan: payment, total interest, and payoff date.
Auto loan payment from amount financed, APR, and term.
Installment loan payment plus the savings from paying extra.
Term-loan cost in cash-flow terms: payment, interest, end date.
Home & equity
Mortgage principal & interest, lifetime cost, and early-payoff savings.
Fixed-rate second mortgage payment and total interest.
Interest-only draw payment, post-draw payment, and the shock between.
What your credit line costs monthly, in both of its phases.